{"id":36611,"date":"2026-03-07T07:04:13","date_gmt":"2026-03-07T07:04:13","guid":{"rendered":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/?page_id=36611"},"modified":"2026-03-07T07:18:32","modified_gmt":"2026-03-07T07:18:32","slug":"creditul-de-nevoi-personale-cu-ipoteca","status":"publish","type":"page","link":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/creditul-de-nevoi-personale-cu-ipoteca\/","title":{"rendered":"Creditul de nevoi personale cu ipotec\u0103"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"36611\" class=\"elementor elementor-36611\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-6fb5d46a wd-section-stretch elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6fb5d46a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7bec7c19\" data-id=\"7bec7c19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cb7c724 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"6cb7c724\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-center\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\">Creditul de nevoi personale cu ipotec\u0103<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Este acel credit de mare valoare \u00een care nu trebuie justificat\u0103 destina\u021bia fondurilor alocate care se garanteaz\u0103 cu imobilul aflat \u00een proprietate.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-362aeceb elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"362aeceb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-center wd-smooth-scroll\"  data-smooth-time=\"500\" data-smooth-offset=\"200\">\n\t\t\t<a class=\"btn btn-style-default btn-shape-rectangle btn-size-default btn-color-white btn-icon-pos-right\"  href=\"#calculator\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tAplica acum\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1499d907 elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"1499d907\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-center wd-smooth-scroll\"  data-smooth-time=\"500\" data-smooth-offset=\"200\">\n\t\t\t<a class=\"btn btn-style-bordered btn-shape-rectangle btn-size-default btn-color-white btn-icon-pos-right\"  href=\"#detalii\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tDetalii\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-77d37f7 e-flex e-con-boxed e-con e-parent\" data-id=\"77d37f7\" data-element_type=\"container\" data-e-type=\"container\" id=\"detalii\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eba17e9 e-con-full e-flex e-con e-child\" data-id=\"eba17e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccc3595 elementor-widget elementor-widget-wd_text_block\" data-id=\"ccc3595\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>Indiferent c\u0103 e\u0219ti la \u00eenceput de drum sau vrei s\u0103-\u021bi consolidezi pozi\u021bia \u00een pia\u021b\u0103, Global Expert Solutions \u00ee\u021bi vine \u00een ajutor.<\/p><p>Intermediem o gam\u0103 variat\u0103 de produse competitive \u0219i personalizate, din care s\u0103 alegi. Astfel, te vei putea bucura pe deplin de confortul unei afaceri de succes.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b31507 e-con-full e-flex e-con e-child\" data-id=\"7b31507\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9be6b7 wd-width-100 elementor-widget elementor-widget-wd_images_gallery\" data-id=\"e9be6b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_images_gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-images-gallery\" style=\"--wd-align-items:center; --wd-justify-content:center;\">\n\t\t\t\t\t\t<div class=\"wd-grid-g\" style=\"--wd-col-lg:2;--wd-col-md:2;--wd-col-sm:1;--wd-gap-lg:10px;\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-gallery-item wd-col\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"643\" src=\"https:\/\/ge.managedwp.agency\/credite-si-finantare\/wp-content\/uploads\/sites\/5\/2026\/02\/xn5fbem9564-500x643.jpg\" class=\"attachment-500x643 size-500x643\" alt=\"person holding smartphone beside tablet computer\" \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-gallery-item wd-col\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"643\" src=\"https:\/\/ge.managedwp.agency\/credite-si-finantare\/wp-content\/uploads\/sites\/5\/2026\/02\/4rtxomv28va-500x643.jpg\" class=\"attachment-500x643 size-500x643\" alt=\"a remote control sitting on top of a table\" \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-acce1c5 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"acce1c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0bd13f6 e-con-full e-flex e-con e-child\" data-id=\"0bd13f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e263e42 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"e263e42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-large text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxl\">Caracteristicile produsului<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2631fc9 elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"2631fc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-left\" >\n\t\t\t<a class=\"btn btn-style-default btn-shape-rectangle btn-size-default btn-color-white btn-icon-pos-right\"  href=\"#calculator\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tAplica Acum\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5463408 e-con-full e-flex e-con e-child\" data-id=\"5463408\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d73980f elementor-widget elementor-widget-wd_list\" data-id=\"d73980f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"wd-list color-scheme-light wd-fontsize-xs wd-type-icon wd-style-default text-left\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c5ced74\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tValoare: \u00eentre 5.000 \u0219i 200.000\u20ac (echivalentul \u00een lei)\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-53b5999\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tPerioad\u0103: minimum 2 luni, maximum 30 de ani\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-f380667\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tValoare maxim\u0103 finan\u021bat\u0103: p\u00e2n\u0103 la 75% din valoare imobilelor aduse \u00een garan\u021bie\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-3acda49\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\nGaran\u021bie: ipotec\u0103 constituit\u0103 \u00een favoarea b\u0103ncii asupra unuia sau mai multor imobile aflate \u00een proprietatea \u00eemprumutatului, codebitorului sau rudelor afiliate de gradul II\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-71f253f\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tAsigurarea de imobil este obligatorie \u0219i trebuie cesionat\u0103 \u00een favoarea b\u0103ncii\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d15da5 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"7d15da5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-294f4cb e-con-full e-flex e-con e-child\" data-id=\"294f4cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-00045f7 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"00045f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-center\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\"><\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t*dob\u00e2nda este variabil\u0103, \u00een func\u021bie de indicii de referin\u021b\u0103 IRCC \u0219i EURIBOR 6M \u0219i este format\u0103 din marj\u0103 \u0219i rat\u0103 de referin\u021b\u0103\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff4ad49 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"ff4ad49\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-225169c e-con-full e-flex e-con e-child\" data-id=\"225169c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0441bdc wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"0441bdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-black wd-title-style-default wd-title-size-large text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxl\">Avantaje<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b231823 elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"b231823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-left\" >\n\t\t\t<a class=\"btn btn-style-default btn-shape-rectangle btn-size-default btn-color-black btn-icon-pos-right\"  href=\"#calculator\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tAplica Acum\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db21be1 e-con-full e-flex e-con e-child\" data-id=\"db21be1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7b606 elementor-widget elementor-widget-wd_list\" data-id=\"8b7b606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"wd-list color-scheme- wd-fontsize-xs wd-type-icon wd-style-default text-left\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c5ced74\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tPo\u021bi ob\u021bine p\u00e2n\u0103 la 200.000\u20ac (echivalentul \u00een lei)\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-53b5999\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tUtilizezi suma ob\u021binut\u0103 a\u0219a cum consideri de cuviin\u021b\u0103\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-f380667\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tPo\u021bi folosi creditul de nevoi personale cu ipotec\u0103 pentru refinan\u021barea creditelor avute la alte b\u0103nci, \u00eentr-unul singur, mai avantajos\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-3acda49\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tPo\u021bi ob\u021bine reducere la dob\u00e2nd\u0103 cu 0.5% prin optarea de \u00eencasare salarial\u0103 la banca la care aplici\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9e4b66 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"d9e4b66\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-58bda38 e-con-full e-flex e-con e-child\" data-id=\"58bda38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-940f661 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"940f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-black wd-title-style-default wd-title-size-extra-large text-center\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\"><\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>*dob\u00e2nda este variabil\u0103, \u00een func\u021bie de indicii de referin\u021b\u0103 IRCC \u0219i EURIBOR 6M \u0219i este format\u0103 din marj\u0103 \u0219i rat\u0103 de referin\u021b\u0103<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2c1ad0 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"f2c1ad0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bb88866 e-con-full e-flex e-con e-child\" data-id=\"bb88866\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb0e44f wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"eb0e44f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-medium text-center\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xl\">Ob\u021bine inteligent creditul de nevoi personale cu ipotec\u0103, acum cu dob\u00e2n\u0103 promo\u021bional\u0103, \u00eencep\u00e2nd cu 6.35%<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>*dob\u00e2nda este variabil\u0103, \u00een func\u021bie de indicii de referin\u021b\u0103 IRCC \u0219i EURIBOR 6M \u0219i este format\u0103 din marj\u0103 \u0219i rat\u0103 de referin\u021b\u0103<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2125af4 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"2125af4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-078393e e-con-full e-flex e-con e-child\" data-id=\"078393e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29f0365 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-wd_infobox\" data-id=\"29f0365\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-left box-style-base color-scheme- wd-items-middle\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h4\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-s\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tCe beneficii ai?\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p>Solu\u021bia perfect\u0103 pentru finan\u021barea achizi\u021biilor de mare valoare f\u0103r\u0103 a men\u021biona destina\u021bia banilor. Iat\u0103 mai multe detalii:<\/p>\n<p>1. Perioada de creditare este de minimum 2 luni \u0219i maximum 30 de ani.<br \/>2. Este perfect pentru refinan\u021barea creditelor de consum, contractate \u00eenainte de 31.10.2011.<br \/>3. Sum\u0103 minim\u0103: 5000\u20ac (sau echivalentul \u00een lei).<\/p>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-206dfae e-con-full e-flex e-con e-child\" data-id=\"206dfae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a12307 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-wd_infobox\" data-id=\"1a12307\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-left box-style-base color-scheme- wd-items-middle\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h4\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-s\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tCum \u00eel ob\u021bii?\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p>Este important s\u0103 \u00een\u021belegi c\u0103 la Global Expert Solutions nu exist\u0103 probleme, exist\u0103 doar solu\u021bii! Ca s\u0103 ob\u021bii creditul de nevoi personale este necesar:<\/p>\n<p>1. Realizezi venituri salariale, pensii sau alte tipuri de venituri care prezint\u0103 caracter de permanen\u021b\u0103.<br \/>2. S\u0103 ai cet\u0103\u021benie rom\u00e2n\u0103.<br \/>3. S\u0103 ai v\u00e2rsta maxim\u0103 70 de ani la sf\u00e2r\u0219itul perioadei de creditare.<br \/>4. Po\u021bi \u00eenregistra \u00eent\u00e2rzieri de maximum 120 de zile \u00een ultimii 5 ani<\/p>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28e838b e-con-full e-flex e-con e-child\" data-id=\"28e838b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c32547 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-wd_infobox\" data-id=\"0c32547\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-left box-style-base color-scheme- wd-items-middle\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h4\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-s\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\tActe necesare\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p>1. Act de identitate.<br \/>2. Acord ANAF (se prime\u0219te \u0219i se semneaz\u0103 la sediul nostru, \u00een fa\u021ba consultantului de credit).<br \/>3. Actele de proprietate ale imobilului care constituie garan\u021bia creditului (extras de Carte Funciar\u0103 nu mai vechi de 30 de zile).<br \/><small><br \/>*\u00een anumite situa\u021bii, se pot solicita documente suplimentare<br \/>*varia\u021bia indicelui de referin\u021b\u0103, flucta\u021bia veniturilor proprii, precum \u0219i modificarea cursului de schimb valutar pot s\u0103 influen\u021beze posibilitatea de a pl\u0103ti ratele la credit sau suma total\u0103 de plat\u0103.<br \/><\/small><\/p>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Creditul de nevoi personale cu ipotec\u0103 Este acel credit de mare valoare \u00een care nu trebuie justificat\u0103 destina\u021bia fondurilor alocate<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-36611","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages\/36611","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/comments?post=36611"}],"version-history":[{"count":7,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages\/36611\/revisions"}],"predecessor-version":[{"id":36618,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages\/36611\/revisions\/36618"}],"wp:attachment":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/media?parent=36611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}