{"id":36374,"date":"2026-02-26T19:02:28","date_gmt":"2026-02-26T19:02:28","guid":{"rendered":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/?page_id=36374"},"modified":"2026-03-07T06:21:05","modified_gmt":"2026-03-07T06:21:05","slug":"credit-ipotecar","status":"publish","type":"page","link":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/credit-ipotecar\/","title":{"rendered":"Credit ipotecar"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"36374\" class=\"elementor elementor-36374\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-2e44ea6d wd-section-stretch elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e44ea6d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-baf2a7f\" data-id=\"baf2a7f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2624571f wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"2624571f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-center\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\">Credite ipotecare<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Creditul ipotecar reprezint\u0103 un \u00eemprumut destinat achizi\u021bion\u0103rii, construc\u021biei sau renov\u0103rii (moderniz\u0103rii) unei locuin\u021be \u0219i se garanteaz\u0103 cu aceasta.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-451c3453 elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"451c3453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-center wd-smooth-scroll\"  data-smooth-time=\"500\" data-smooth-offset=\"200\">\n\t\t\t<a class=\"btn btn-style-default btn-shape-rectangle btn-size-default btn-color-white btn-icon-pos-right\"  href=\"#calculator\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tAplica acum\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cf47758 elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"3cf47758\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-center wd-smooth-scroll\"  data-smooth-time=\"500\" data-smooth-offset=\"200\">\n\t\t\t<a class=\"btn btn-style-bordered btn-shape-rectangle btn-size-default btn-color-white btn-icon-pos-right\"  href=\"#detalii\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tDetalii\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-8a54e96 e-flex e-con-boxed e-con e-parent\" data-id=\"8a54e96\" data-element_type=\"container\" data-e-type=\"container\" id=\"detalii\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6e817085 e-con-full e-flex e-con e-child\" data-id=\"6e817085\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d47ff37 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"6d47ff37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-medium text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xl\">Ob\u021bine casa mult visat\u0103 prin consilierii no\u0219tri, dedica\u021bi tie!<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43316a7d elementor-widget elementor-widget-wd_text_block\" data-id=\"43316a7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>Creditul ipotecar este modalitatea prin care tu \u00ee\u021bi \u00eendepline\u0219ti proiectele \u0219i\/sau dorin\u021bele cu ajutorul unei institu\u021bii bancare. Prin intermediul acestui credit, clientul achizi\u021bioneaz\u0103 o proprietate care va fi ipotecat\u0103 \u00een favoarea b\u0103ncii creditoare.<\/p>\n<p>\u00a0<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9162c81 e-con-full e-flex e-con e-child\" data-id=\"9162c81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58ab37e elementor-widget elementor-widget-wd_text_block\" data-id=\"58ab37e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>Prin alegerea unui credit ipotecar potrivit nevoilor tale, dar \u0219i profilului t\u0103u financiar, te vom ajuta s\u0103 ob\u021bii suma de bani necesar\u0103 pentru imobilul dorit. \u00cen situa\u021bia \u00een care veniturile proprii nu sunt suficiente pentru accesarea sumei necesare, ai posibilitatea de a participa la ob\u021binerea \u0219i achitarea creditului cu un codebitor. Codebitorul este acea persoan\u0103 apropiat\u0103 \u021bie, de \u00eencredere, datorit\u0103 c\u0103reia creditele ipotecare devin mai u\u0219or de accesat.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5994b8be wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"5994b8be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aa8bd2d e-con-full e-flex e-con e-child\" data-id=\"aa8bd2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac601d8 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"1ac601d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\">Mai simplu. Mai rapid. <br \/>\n\u0218i nu te cost\u0103 nimic!<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Creditul t\u0103u ipotecar \u00een 5 pa\u0219i simpli.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-765ac054 elementor-widget__width-auto elementor-widget elementor-widget-wd_button\" data-id=\"765ac054\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-button-wrapper text-left\" >\n\t\t\t<a class=\"btn btn-style-default btn-shape-rectangle btn-size-default btn-color-white btn-icon-pos-right\"  href=\"#calculator\">\n\t\t\t\t<span class=\"wd-btn-text\" data-elementor-setting-key=\"text\">\n\t\t\t\t\tAplica Acum\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36fbb114 e-con-full e-flex e-con e-child\" data-id=\"36fbb114\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5baec139 elementor-widget elementor-widget-wd_list\" data-id=\"5baec139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"wd-list color-scheme-light wd-fontsize-xs wd-type-icon wd-style-default text-left\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c5ced74\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tIdentificarea profilului prin completarea unei fi\u0219e de client\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-53b5999\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tCorelarea profilului cu oferte de creditare existente \u00een pia\u021b\u0103\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-f380667\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\u00centocmirea dosarului pe baza ofertei alese\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-3acda49\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tAsistare dosar de credit\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-71f253f\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"wd-icon\"><svg class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span>\t\t\t\t\t\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tOb\u021binere finan\u021bare \u0219i finalizarea documenta\u021biei conform procedurilor\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d2637e0 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"6d2637e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7b75238e e-con-full e-flex e-con e-child\" data-id=\"7b75238e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3222c381 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"3222c381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-center\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\"><\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Ofert\u0103 personalizat\u0103 \u00een func\u021bie de profilul prezentat. Economie de timp. F\u0103r\u0103 costuri suplimentare.<br \/>Asisten\u021b\u0103 pe tot parcursul procesului de creditare.<br \/>Dob\u00e2nd\u0103 preferen\u021bial\u0103.<br \/>Valoare maxim\u0103 finan\u021bat\u0103: p\u00e2n\u0103 la 85% din valoarea imobilelor aduse \u00een garan\u021bie<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-214d6ae3 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"214d6ae3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7675205 e-con-full e-flex e-con e-child\" data-id=\"7675205\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76940f5a wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"76940f5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-black wd-title-style-default wd-title-size-medium text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xl\">Dezvoltatori agrea\u021bi<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Avem \u00een portofoliu dezvoltatori ale c\u0103ror proiecte sunt evaluate \u00een \u00eentregime de c\u0103tre b\u0103nci, astfel \u00eenc\u00e2t procesul de creditare s\u0103 se desf\u0103\u0219oare mult mai eficient, cu costuri de evaluare reduse.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98f5528 e-con-full e-flex e-con e-child\" data-id=\"98f5528\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-062347b wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"062347b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-black wd-title-style-default wd-title-size-medium text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xl\">Notar dedicat<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Pentru c\u0103 ne g\u00e2ndim la timpul t\u0103u, v\u0103 punem la dispozi\u021bie un notar dedicat, care se ocup\u0103 de \u00eentocmirea actelor juridice ale garan\u021biei pentru finalizarea \u0219i semnarea actului de v\u00e2nzare-cump\u0103rare.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-176e37d3 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"176e37d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-218720f3 e-con-full e-flex e-con e-child\" data-id=\"218720f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6de2a046 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"6de2a046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\">E\u0219ti DEZVOLTATOR sau AGENT imobiliar?<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Echipa Global Expert Solutions poate deveni un departament de succes pentru agen\u021biile imobiliare \u0219i dezvoltatorii imobiliari care vor s\u0103 beneficieze de servicii de finan\u021bare la cel mai \u00eenalt nivel de calitate, oferte personalizate, rapide, pentru clien\u021bii proprii.<br \/><br \/>Colaborarea cu agen\u021bii Global Expert Solutions presupune propriul t\u0103u departament de creditare, astfel \u00eenc\u00e2t imobilele s\u0103 fie achizi\u021bionate c\u00e2t mai rapid \u0219i \u00een cele mai bune condi\u021bii de finan\u021bare pentru clien\u021bii furnizati.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ae9204 e-con-full e-flex e-con e-child\" data-id=\"3ae9204\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cccd5b0 wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"cccd5b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-white wd-title-style-default wd-title-size-extra-large text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h4 class=\"woodmart-title-container title wd-fontsize-xxxl\">Vrei ca afacerea ta \u00een imobiliare s\u0103 aib\u0103 propriul DEPARTAMENT DE CREDITARE de succes?<\/h4> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-s\">\n\t\t\t\t\t<p>Contacteaz\u0103-ne la num\u0103rul de telefon (031) 432 76 61 sau pe adresa de email partener@globalxpert.ro \u0219i stabilim o \u00eent\u00e2lnire la birou pentru a discuta to\u021bi termenii acestui parteneriat din care vor prospera toate p\u0103r\u021bile implicate.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66a7bf82 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"66a7bf82\" data-element_type=\"container\" data-e-type=\"container\" id=\"calculator\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2edaa926 elementor-widget elementor-widget-shortcode\" data-id=\"2edaa926\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">        <section class=\"brns-calculator brns-calc-ipotecar\" id=\"brns-wrap-ipotecar\">\n            <div class=\"brns-calc-header\">\n                <h2 class=\"brns-calc-title\">Calculatorul inteligent pentru creditul t\u0103u ipotecar. El \u0219tie de ce ai tu nevoie!<\/h2>\n                <p class=\"brns-calc-subtitle\">Te ajut\u0103m s\u0103 \u00ee\u021bi duci planurile la \u00eendeplinire. Calculeaz\u0103 efortul t\u0103u financiar. Planurile tale pot deveni realitate cu un control bun al finan\u021belor tale. Calculeaz\u0103-\u021bi rata la credit ca s\u0103 fii preg\u0103tit s\u0103 \u00ee\u021bi cumperi o locuin\u021b\u0103 nou\u0103, \u00een func\u021bie de banca la care vrei s\u0103 aplici.<\/p>\n            <\/div>\n\n            <form onsubmit=\"return false;\" class=\"brns-calc-form\" action=\"\">\n                <div class=\"brns-calc-body\">\n\n                    <!-- Row 1: Venit + Banc\u0103 (two-column) -->\n                    <div class=\"brns-field-row\">\n                        <div class=\"brns-field-group\" style=\"margin-bottom:0\">\n                            <label class=\"brns-label\" for=\"venit-ipotecar\">Venit lunar<\/label>\n                            <div class=\"brns-input-suffix\">\n                                <input type=\"number\" id=\"venit-ipotecar\" class=\"brns-input\"\n                                       step=\"any\" min=\"0\" placeholder=\"0\">\n                                <span class=\"brns-suffix\">Lei<\/span>\n                            <\/div>\n                        <\/div>\n                        <div class=\"brns-field-group\" style=\"margin-bottom:0\">\n                            <label class=\"brns-label\" for=\"banca-ipotecar\">Banc\u0103 creditoare<\/label>\n                            <select id=\"banca-ipotecar\" class=\"brns-select\">\n                                                                    <option value=\"0\">\n                                        Libra Bank                                    <\/option>\n                                                                    <option value=\"1\">\n                                        BRD                                    <\/option>\n                                                                    <option value=\"2\">\n                                        Banca Transilvania                                    <\/option>\n                                                                    <option value=\"3\">\n                                        BCR                                    <\/option>\n                                                                    <option value=\"4\">\n                                        First Bank                                    <\/option>\n                                                                    <option value=\"5\">\n                                        Alpha Bank                                    <\/option>\n                                                                    <option value=\"6\">\n                                        ING                                    <\/option>\n                                                                    <option value=\"7\">\n                                        Claret IFN                                    <\/option>\n                                                            <\/select>\n                        <\/div>\n                    <\/div><!-- \/.brns-field-row -->\n\n                    <!-- Valoare credit (slider above, linked number input below) -->\n                    <div class=\"brns-field-group\">\n                        <label class=\"brns-label\">Valoare credit<\/label>\n                        <div class=\"brns-slider-wrap\">\n                            <input type=\"range\"\n                                   id=\"valoare-ipotecar\"\n                                   class=\"brns-slider\"\n                                   min=\"1\"\n                                   max=\"2500000\"\n                                   step=\"1000\"\n                                   value=\"200000\">\n                            <div class=\"brns-slider-limits\">\n                                <span>1 Lei<\/span>\n                                <span>2.500.000 Lei<\/span>\n                            <\/div>\n                        <\/div>\n                        <div class=\"brns-input-suffix\" style=\"margin-top:8px;\">\n                            <input type=\"number\" id=\"output-valoare-ipotecar\" class=\"brns-input brns-input--medium\"\n                                   value=\"200000\"\n                                   step=\"1000\">\n                            <span class=\"brns-suffix\">Lei<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <!-- Dob\u00e2nd\u0103 fix\u0103 5 ani toggle\n                         ID: brns-fixa-row \u2014 JS hides this row when bank.no_fix === 1 -->\n                    <div class=\"brns-field-group brns-toggle-group\" id=\"brns-fixa-row\">\n                        <label class=\"brns-checkbox-label\">\n                            <input type=\"checkbox\" id=\"dobanda-fixa-ipotecar\" class=\"brns-checkbox\">\n                            <span class=\"brns-label\" style=\"margin:0;\">Dob\u00e2nd&#x103; fix&#x103; 5 ANI<\/span>\n                        <\/label>\n                    <\/div>\n\n                    <!-- Perioad\u0103 (slider + inline number input, side by side) -->\n                    <div class=\"brns-field-group\">\n                        <label class=\"brns-label\">Perioad&#x103; (luni)<\/label>\n                        <div class=\"brns-slider-row\">\n                            <input type=\"range\"\n                                   id=\"perioada-ipotecar\"\n                                   class=\"brns-slider\"\n                                   min=\"120\"\n                                   max=\"360\"\n                                   value=\"240\">\n                            <div class=\"brns-input-suffix\">\n                                <input type=\"number\" id=\"output-perioada-ipotecar\" class=\"brns-input brns-input--small\"\n                                       value=\"240\"\n                                       min=\"120\"\n                                       max=\"360\">\n                                <span class=\"brns-suffix\">Luni<\/span>\n                            <\/div>\n                        <\/div>\n                        <div class=\"brns-slider-limits\">\n                            <span>120 luni<\/span>\n                            <span>360 luni<\/span>\n                        <\/div>\n                    <\/div>\n\n                <\/div><!-- \/.brns-calc-body -->\n\n                <!-- Results \u2014 always visible, updated in real-time by JS -->\n                <div class=\"brns-results brns-results--gold\">\n                    <div class=\"brns-results-grid brns-results-grid--gold\">\n                        <div class=\"brns-result-item brns-result-item--highlight\">\n                            <span class=\"brns-result-label\">Rat&#x103; lunar&#x103;<\/span>\n                            <span class=\"brns-result-value brns-result-value--large\" id=\"rata-lunara-ipotecar\">\u2014<\/span>\n                        <\/div>\n                        <div class=\"brns-result-item\">\n                            <span class=\"brns-result-label\">Cost total credit<\/span>\n                            <span class=\"brns-result-value\" id=\"cost-total-credit-ipotecar\">\u2014<\/span>\n                        <\/div>\n                        <div class=\"brns-result-item\">\n                            <span class=\"brns-result-label\">Cost total pl&#x103;tibil<\/span>\n                            <span class=\"brns-result-value\" id=\"cost-total-platibil-ipotecar\">\u2014<\/span>\n                        <\/div>\n                        <div class=\"brns-result-item\">\n                            <span class=\"brns-result-label\">Indice IRCC<\/span>\n                            <span class=\"brns-result-value brns-gold\" id=\"ircc-value\">5.71%<\/span>\n                        <\/div>\n                        <div class=\"brns-result-item\">\n                            <span class=\"brns-result-label\">DAE<\/span>\n                            <span class=\"brns-result-value\" id=\"dae-ipotecar\">\u2014<\/span>\n                        <\/div>\n                        <div class=\"brns-result-item\">\n                            <span class=\"brns-result-label\">Status<\/span>\n                            <span class=\"brns-result-value\" id=\"status-ipotecar\">\u2014<\/span>\n                        <\/div>\n                    <\/div><!-- \/.brns-results-grid -->\n\n                    <p class=\"brns-asig\">\n                        Cost asigur&#x103;ri PAD + facultativ&#x103;:\n                        <strong>0.1%<\/strong>\n                        din valoarea creditului \/ an\n                        &nbsp;&mdash;&nbsp;\n                        Cost evaluare: Apartament <strong>470 Lei<\/strong>\n                        &nbsp;|&nbsp; Cas&#x103; <strong>590 Lei<\/strong>\n                    <\/p>\n                    <p class=\"brns-disclaimer\">*Pre\u021burile sunt estimative \u0219i se pot modifica \u00een func\u021bie de profilul fiec\u0103rui client.<\/p>\n\n                    <div class=\"brns-quote-btn-wrap\">\n                        <button type=\"button\" class=\"brns-quote-btn\">\n                            Solicit&#x103; o Ofert&#x103;\n                        <\/button>\n                    <\/div>\n                <\/div><!-- \/.brns-results -->\n\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n\n                        <div class=\"brns-footer-notes\">\n                Indice IRCC: 5.71% | Asigur\u0103ri: 0.1% din valoarea creditului\/an<br \/>\r\nCost evaluare: Apartament 470 Lei | Cas\u0103 590 Lei<br \/>\r\nDob\u00e2nzi disponibile (IRCC + spread bancar):<br \/>\r\n  Libra Bank: variabil\u0103 7.96%<br \/>\r\n  BRD: variabil\u0103 7.96% | fix\u0103 5 ani 7.30%<br \/>\r\n  Banca Transilvania: variabil\u0103 7.96% | fix\u0103 5 ani 6.90%<br \/>\r\n  BCR: variabil\u0103 7.96% | fix\u0103 5 ani 7.18%<br \/>\r\n  First Bank: variabil\u0103 7.96% | fix\u0103 5 ani 6.99%<br \/>\r\n  Alpha Bank: variabil\u0103 7.96% | fix\u0103 5 ani 7.35%<br \/>\r\n  ING: variabil\u0103 7.96% | fix\u0103 5 ani 7.65%<br \/>\r\n  Claret IFN: variabil\u0103 29.71%<br \/>\r\n*Pre\u021burile sunt estimative \u0219i se pot modifica \u00een func\u021bie de profilul fiec\u0103rui client.            <\/div>\n                    <\/section>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Credite ipotecare Creditul ipotecar reprezint\u0103 un \u00eemprumut destinat achizi\u021bion\u0103rii, construc\u021biei sau renov\u0103rii (moderniz\u0103rii) unei locuin\u021be \u0219i se garanteaz\u0103 cu aceasta.<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-36374","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages\/36374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/comments?post=36374"}],"version-history":[{"count":44,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages\/36374\/revisions"}],"predecessor-version":[{"id":36553,"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/pages\/36374\/revisions\/36553"}],"wp:attachment":[{"href":"https:\/\/ge.managedwp.agency\/credite-si-finantare\/en\/wp-json\/wp\/v2\/media?parent=36374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}